PROS AND CONS –

1. PayPal   

• Pros: Instant payments, simple setup, wide acceptance.
• Cons: Fees can add up over time, customer service is not always great.

2. Stripe 

• Pros: Reliable and secure payment processing, easy to set up; excellent customer support.
• Cons: Transaction fees may be higher than average.

3. Authorize.net 

• Pros: Well-known and trusted payment processor, good customer support.
• Cons: Fees can be high for low volume businesses; setup may be complex.

4. Dwolla

• Pros: Easy to set up, low transaction fees.
• Cons: Limited acceptance of major credit cards.

5. QuickBooks Payments 

• Pros: Simple setup, good customer support.
• Cons: Limited acceptance of major credit cards, high fees for international payments.

6. Shopify Payments   

• Pros: Quick setup and integration, low fees.
• Cons: Limited customer support and limited acceptance of major credit cards.

7. Pay Simple 

• Pros: Customizable payment plans, great customer support.
• Cons: Limited acceptance of major credit cards, high fees for international payments.

8. Square

• Pros: Secure payment processing, easy setup; good customer support.
• Cons: Fees may be higher than average for small businesses.

9. Braintree 

• Pros: Easy to set up, secure payments, automatic fraud protection.
• Cons: Monthly fee is higher than some competitors; customer service may not be up to par.

10. We Pay 

• Pros: Fast and secure payment processing, good customer support.
• Cons: Fees may be higher than average for some businesses; setup may be complex.

What Is Best ACH Payment Processing For Small Business ?

The best ACH payment processing for small businesses depends on a number of factors including the type and size of your business, how quickly you need payments to be processed, and the fees associated with different processors. Some of the most popular ACH payment processing providers include PayPal, Stripe, Authorize.net, Dwolla, QuickBooks Payments, Shopify Payments, Pay Simple, Square, Braintree, and WePay. Each of these providers offer their own unique features and benefits that may make them the best choice for your small business. When choosing an ACH payment processor for your business it is important to consider the fees associated with each provider as well as customer support options, security measures, and acceptance of major credit cards. Ultimately, the best ACH payment processing for small businesses is the one that meets your needs and offers the features you require.

How Does ACH Payment Processing Work?

ACH payment processing is the process of transferring funds electronically between bank accounts. The process typically involves a business sending an ACH (automated clearing house) transaction to a third-party processor, who then forwards it to the customer’s bank account. Once the transaction is approved, the funds are transferred from the sender’s account to the recipient’s account. The process is secure, cost effective, and can be completed quickly compared to more traditional payment methods such as checks or credit cards. ACH payment processing is commonly used for online purchases, recurring billing, payroll payments, utility bills, and more.

What Are The Benefits Of ACH Payment Processing?

The main benefits of ACH payment processing are cost, speed, and security. The process is typically much more affordable than other payment methods such as credit cards or checks. Additionally, transactions can be completed in minutes compared to the days it may take for a check to clear. Finally, ACH payments are secure due to the use of encryption technology and the fact that funds are transferred directly from bank accounts. This means that there is less risk of fraud or stolen payments. ACH payments are also convenient for both businesses and customers as they can be easily set up to occur on a recurring basis.