1. In order to be PCI compliant, businesses must ensure that all credit card data is properly encrypted. This includes ensuring that data is encrypted both in transit and at rest.

2. Businesses must also put in place strict security measures to protect against unauthorised access to credit card data. This includes ensuring that only authorised personnel have access to credit card data, and that any personnel with access to the system are properly trained in security protocols.

3. All payment systems must be regularly tested for vulnerabilities such as malware or unauthorised activities. This includes both internal and external tests.

4. Businesses must implement strong authentication measures such as two-factor authentication or other multi-factor authentication.

5. All payment systems must be regularly monitored for any suspicious activities or changes in system behaviour. This includes monitoring for unauthorised access attempts, unusual traffic patterns and other such anomalies.

6. Businesses must have a secure system architecture that is designed to ensure that credit card data remains secure at all times.

7. Businesses must have a policy in place that outlines how they will respond to any security incidents or breaches. This should include procedures for reporting data losses and what measures will be taken to protect customer data going forward.

8. Businesses must keep all payment programs up-to-date with the latest security patches and other updates.

9. Businesses must regularly review their logs for any suspicious activity or changes in system behaviour.

10. All payment systems must be regularly tested to ensure that they are functioning as expected.

11. Businesses must use secure protocols such as TLS 1.2 when transmitting credit card data over the internet.

12. Businesses must make sure that their payment systems are compliant with any relevant industry standards such as Payment Card Industry Data Security Standard (PCI DSS). This includes annual audit and assessments to check for compliance.

Adhering to these requirements is essential for businesses that process credit cards, as failure to do so could result in significant fines and other penalties. It’s important for businesses to ensure they understand all of the 12 requirements of PCI compliance and put measures in place to ensure they are meeting them. Doing this will help protect customers’ data and maintain the integrity of the payment system.

By following these 12 requirements, businesses can ensure they are PCI compliant and their customers’ data is secure. This will help create a safe and secure environment for customers to make payments with confidence. Additionally, it will help businesses protect themselves from potential fines or other penalties that may be incurred if they fail to meet the requirements of PCI compliance.

By ensuring businesses understand and adhere to these 12 requirements, they can enjoy peace of mind knowing their customers’ data is secure, which in turn leads to improved customer trust and loyalty. With this in mind, it’s essential for businesses to take the necessary steps to ensure they are PCI compliant and that their customers’ data remains secure.

These requirements are just the tip of the iceberg when it comes to being PCI compliant – there are many other regulations, best practices and standards that businesses must adhere to in order to meet the necessary compliance requirements. It’s important for businesses to make sure they understand all of these requirements and take the necessary steps to ensure they are meeting them. Doing this will help businesses protect their customers’ data and maintain the integrity of their payment systems.